Reducing Barriers to Entrepreneurship

Browse Ideas with tag 'crowdfunding':

• Recent Ideas (4)
• Popular Ideas (4)
• Hot Ideas (0)

• I agree

  Voting is Disabled

  69 votes

  This idea is active.
  General »

  Have the SEC create a $1M exemption for Crowd Fund Investing

  Following the principals of crowd funding (e.g. crowd vetting, all or nothing funding, small dollar investments, community forum for knowledge sharing), allow SEC registered Internet platforms to offer limited offerings for entrepreneurs and small businesses (small businesses being defined as less than $5 million annual gross income). The window will allow for a maximum capital raise of $1M from micro-angels (capped ...more »

  Following the principals of crowd funding (e.g. crowd vetting, all or nothing funding, small dollar investments, community forum for knowledge sharing), allow SEC registered Internet platforms to offer limited offerings for entrepreneurs and small businesses (small businesses being defined as less than $5 million annual gross income). The window will allow for a maximum capital raise of $1M from micro-angels (capped at $10,000 per person).

  Full framework and proposal at www.startupexemption.com

  « less full details »

  11 comments for Idea: Have the SEC create a $1M exemption for Crowd Fund Investing

  Submitted by sherwood 2 years ago

• I agree

  Voting is Disabled

  19 votes

  This idea is active.
  General »

  Change SEC law for Crowdfunding

  Currently, start-up companies trying to raise money through innovative crowdfunding sites are treated under the same rules as those with conventional public offerings.

  I suggest exempting securities offerings up to $100,000 with $100 maximum per investor from current SEC regulations.

  Add your comment for Idea: Change SEC law for Crowdfunding

  Submitted by Clay Forsberg 2 years ago

• I agree

  Voting is Disabled

  6 votes

  This idea is active.
  General »

  Invest in our youth through a ChangeMakers program

  Imagine a web site or portal with a variety of different people on it, people looking for career or entrepreneurial assistance. For the sake of argument – let’s limit it to young people. Each of these individuals, let’s call them ChangeMakers – would have to put up a profile or online portfolio. These portfolios would be a “Here I am world, this is what I’m all about and why you should invest in me.” The portfolio could ...more »

  Imagine a web site or portal with a variety of different people on it, people looking for career or entrepreneurial assistance. For the sake of argument – let’s limit it to young people. Each of these individuals, let’s call them ChangeMakers – would have to put up a profile or online portfolio. These portfolios would be a “Here I am world, this is what I’m all about and why you should invest in me.” The portfolio could be an essay, it could be pieces of art, or a video or whatever vehicle the ChangeMaker wants to use to present themselves to the world.

  All of these ChangeMakers would be put in a central virtual location where we, the investors, can find them. They could be organized by location, or life focus or even age. Each ChangeMaker would determine their own tokens of appreciation they wanted to give investors. Chances are, financial participation probably wouldn’t be one – but who knows.

  Rather than just giving money to a faceless charitable cause (not that there’s anything wrong with that), you’d be investing in the future of an actual young adult, one that you could watch grow and progress through life – on one that you had a vested interest in. You could create a portfolio of ChangeMakers, not unlike an investment portfolio. You could diversify … or could you throw all your weight behind a single industry or group of ChangeMakers in a similar field.

  Ingenious ChangeMakers wouldn’t limit the parameters of investment to just money either. They could solicit mentoring and expertise in their areas endeavour. If they were an artist, they could request studio space. If they are interested in public policy, they could request a legislative internship.

  « less full details »

  1 comment for Idea: Invest in our youth through a ChangeMakers program

  Submitted by Clay Forsberg 2 years ago

• I agree

  Voting is Disabled

  6 votes

  This idea is active.
  General »

  Giving more Investors the right to invest

  Please consider looking in to the accredited investor designation. While 1 Million net worth or 200K-300K in income is a good definition by the SEC it limits the amount of people who can invest in a start-up. Why not have it be a % of your net worth or income that you can invest. For example if you have a liquid net worth of 200K allow the investor to invest up to 10% or 20K. California has a rule that could be applied ...more »

  Please consider looking in to the accredited investor designation. While 1 Million net worth or 200K-300K in income is a good definition by the SEC it limits the amount of people who can invest in a start-up. Why not have it be a % of your net worth or income that you can invest. For example if you have a liquid net worth of 200K allow the investor to invest up to 10% or 20K. California has a rule that could be applied to all of the US:

  The investor has a minimum net worth of two hundred fifty thousand dollars ($250,000) and had, during the immediately preceding tax year, gross income in excess of one hundred thousand dollars ($100,000) and reasonably expects gross income in excess of one hundred thousand dollars ($100,000) during the current tax year or (ii) has a minimum net worth of five hundred thousand dollars ($500,000). "Net worth" shall be determined exclusive of home, home furnishings, and automobiles. Other assets included in the computation of net worth may be valued at fair market value.

  « less full details »

  1 comment for Idea: Giving more Investors the right to invest

  Submitted by Bill Clark 2 years ago

Displaying all 4 Ideas